Privacy policy

Effective September 19, 2026

Credo is designed to perform reward calculations without collecting bank credentials, full card numbers, transaction histories, government identifiers, or issuer login details.

Information processing

The public MVP does not intentionally persist tool inputs. Cloudflare, our infrastructure provider, may process standard request metadata such as IP address, timestamp, user agent, and diagnostic information for security and reliability.

Your choices

Do not send secrets, full payment-card numbers, banking credentials, or issuer passwords. You can use Credo with manually supplied reward terms and hypothetical purchase details.

Sharing and contact

We do not sell personal information. For privacy questions or deletion requests, email hello@gijungkim.com.